About Construct Financial

Specialist construction finance,
built on decades of property and lending experience.

We are not a volume brokerage. Our team brings direct experience across property development, construction lending, banking, legal oversight and financial analysis to every project we assess.

Founded on a niche understanding of development finance

Construct Financial was established after our founder identified a gap in the market for structured, hands-on funding for property development and construction projects — capital that moves with a project rather than against it.

Today our team works with a select network of funds, private investors and lending partners, including 268 Fund, to structure funding across the full capital stack — from senior debt through to equity.

Our Team

Our Management Team

Albert Callegher

Managing Director

Albert has over 30 years' experience in finance and property development. He began his career at NAB before moving into the stock market and commercial property development through the 1990s.

In 2001, he identified a gap in the market and founded his own finance business - initially as a short-term lender, which evolved into a specialist top-up lender for property developments.

Albert's specialty is structured finance for property development: understanding how a project actually gets built, then shaping a funding package around it. He works across the full finance cycle - lending, placements and collections, funds and profit repayment, and the development criteria that determine whether a deal stacks up.

Vincent Heng

Senior Lending Analyst & Accountant

Vincent holds a Bachelor of Business degree and is responsible for overseeing the company’s accounting and supporting key analytical functions across the business. He plays a central role in financial modelling, investment assessment and due diligence, contributing to the robust evaluation processes that underpin each opportunity. With a background spanning diversified commercial environments, Vincent has held roles focused on financial forecasting, strategic planning and risk analysis. His blend of technical accounting expertise and analytical capability strengthens the group’s decision-making framework and supports disciplined, data-driven investment management.

Dinuk Vithanage

Lending Manager

Dinuk brings two decades of experience in the banking and finance sector, underpinned by a Bachelor of Commerce. His career includes five years with Commonwealth Bank in lending management and a further tenure at Fleet Partners specialising in vehicle finance and leasing. This background gives him a strong command of credit processes, borrower assessment and end-to-end loan administration, along with extensive expertise in loan structuring, complex financing and coordination across multiple stakeholders. At Australian Commercial Mortgage Fund, Dinuk oversees all construction lending activities, ensuring each facility is rigorously assessed, appropriately structured and managed throughout the full project lifecycle.

Kaveena Gamage

In-House Legal Counsel

Kaveena is a skilled and motivated legal officer specialising in commercial banking, finance and property law. With over two years of experience at Purcell Partners, she has facilitated complex funding deals exceeding $200 million and advised on lending structures, risk management and commercial negotiations. Known for her strong legal drafting, research and stakeholder engagement skills, Kaveena is committed to delivering efficient, client-focused legal solutions.